降息后钱存哪家银行？

2015-03-05 07:16

原图

评论 ( 0 )

标签：图说金融银行降息存钱

2月28日央行宣布降息，同时央行将存款利率的浮动区间上限，由原来的1.2倍扩大至1.3倍，这也使得各大银行之间，相同档位的存款利率差距拉大。相较国有大行的“矜持”，众多股份制银行第一时间便响应政策，将各档利率上浮20%甚至30%。具体各大银行的利率如何？网易财经查询了国内16家A股上市银行以及广发和邮储两家大型全国型银行的利率，一起来看看。

降息后钱存哪家银行？

图集已浏览完毕

重新浏览

评论 ( 0 )

推荐视频

阿谦深夜抵达成都挑战麻辣串串，一…

高颜值零失败一口就爱上的草莓雪域…

上
一
图
片

下
一
图
集

图说金融第122期：两会的金…

{
            "info": {
                "setname": "降息后钱存哪家银行？",
                "imgsum_bk": 21,
                "imgsum": 21,
                "lmodify": "2015-03-05 07:16:11",
                "prevue": "2月28日央行宣布降息，同时央行将存款利率的浮动区间上限，由原来的1.2倍扩大至1.3倍，这也使得各大银行之间，相同档位的存款利率差距拉大。相较国有大行的“矜持”，众多股份制银行第一时间便响应政策，将各档利率上浮20%甚至30%。具体各大银行的利率如何？网易财经查询了国内16家A股上市银行以及广发和邮储两家大型全国型银行的利率，一起来看看。",
                "channelid": "",
                "reporter": " ",
                "source": "",
                "dutyeditor": "",
                "prev": {
                    "setname": "图说金融第122期：两会的金融圈“好声音”",
                    "simg": "http://img3.cache.netease.com/photo/0025/2015-03-11/100x75_AKEPP4P553040025.jpg",
                    "seturl": "/photoview/53040025/18293.html"
                },
                "next": {
                    "setname": "图说金融第122期：两会的金融圈“好声音”",
                    "simg": "http://img3.cache.netease.com/photo/0025/2015-03-11/100x75_AKEPP4P553040025.jpg",
                    "seturl": "/photoview/53040025/18293.html"
                }
            },
            "list": [
            
                
                {
                   "id": "AJSS3UPC53040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS3UPC53040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS3UPC53040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS3UPC53040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS3UPC53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS3VHA53040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS3VHA53040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS3VHA53040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS3VHA53040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS3VHA53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "工商银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS407453040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS407453040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS407453040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS407453040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS407453040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "北京银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS40S253040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS40S253040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS40S253040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS40S253040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS40S253040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "光大银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS41GP53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS41GP53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS41GP53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS41GP53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS41GP53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "广发银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS425253040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS425253040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS425253040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS425253040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS425253040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "华夏银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS42PI53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS42PI53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS42PI53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS42PI53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS42PI53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "建设银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS43EU53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS43EU53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS43EU53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS43EU53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS43EU53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "交通银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS443053040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS443053040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS443053040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS443053040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS443053040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "民生银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS44MC53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS44MC53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS44MC53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS44MC53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS44MC53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "南京银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS45BN53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS45BN53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS45BN53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS45BN53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS45BN53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "宁夏银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS45VU53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS45VU53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS45VU53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS45VU53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS45VU53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "农业银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS46K453040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS46K453040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS46K453040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS46K453040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS46K453040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "平安银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS478A53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS478A53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS478A53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS478A53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS478A53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "浦发银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS47U553040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS47U553040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS47U553040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS47U553040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS47U553040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "兴业银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS48J153040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS48J153040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS48J153040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS48J153040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS48J153040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "邮储银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS498I53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS498I53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS498I53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS498I53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS498I53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS4A0753040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4A0753040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4A0753040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4A0753040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4A0753040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "中国银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS4AKD53040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4AKD53040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4AKD53040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4AKD53040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4AKD53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "中信银行。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS4BAI53040025",
                   "img": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS4BAI53040025.jpg",
                   "timg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS4BAI53040025.jpg",
                   "simg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS4BAI53040025.jpg",
                   "oimg": "http://img4.cache.netease.com/photo/0025/2015-03-04/AJSS4BAI53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "以本次降息后为例，10万元放在不同银行存钱，每年利息收入差距有多大呢？如果是三个月期，利率最低的为2.35%，最高的为2.73%，每年利息相差380元；半年期，利率最低的为2.55%，最高的为2.99%，每年利息相差440元；一年期，利率最低的为2.75%，最高的为3.25%，每年利息相差500元；二年期，利率最低的为3.25%，最高的为4.03%，每年利息相差780元；三年期，利率最低的为3.75%，最高的为4.875%，每年利息相差1125元；五年期，利率最低的为4%，最高的为5.41%，每年利息相差1410元。对此，理财师提醒，储户存款时应多作比较，各商业银行执行的存款利率可能根据市场变化作适时调整，同一银行不同地区的网点也可能出现利率差异。因此大家存款时在便利的基础上可以“息比三家”，选择利息最高的银行去存款。此外，从过往经验来看，刚降息后各家银行执行的存款利率有的是暂时的，还有变化的可能，储户可以再观望一阵再决定是否转存。",
                   "newsurl": "#"
                }
            
                ,
                {
                   "id": "AJSS4BHQ53040025",
                   "img": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4BHQ53040025.jpg",
                   "timg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4BHQ53040025.jpg",
                   "simg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4BHQ53040025.jpg",
                   "oimg": "http://img3.cache.netease.com/photo/0025/2015-03-04/AJSS4BHQ53040025.jpg",
                   "osize": {},
                   "title": "",
                   "note": "更多图片金融故事，请点击网易金融频道：",
                   "newsurl": "http://money.163.com/finance/"
                }
            
            ]
        }